EML PAYMENTS LIMITED (EML)
Share Price Analysis and Chart

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EML - EML PAYMENTS LIMITED

FNArena Sector : Business & Consumer Credit
Year End: June
GICS Industry Group : Software & Services
Debt/EBITDA: 71.89
Index: ALL-ORDS | ALL-TECH

EML Payments is a global provider of payment solutions, including gift card programs, pre-paid debit cards and salary packaging products. Listing in 2006 as Adept Solutions, it adopted the current name in 2016.

LAST PRICE CHANGE +/- CHANGE % VOLUME

$0.985

28 May
2024

-0.005

OPEN

$0.99

-0.51%

HIGH

$1.00

939,589

LOW

$0.98

TARGET
$1.05 6.6% upside
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FNARENA'S MARKET CONSENSUS FORECASTS
EML: 1
Title FY22
Actual		 FY23
Actual		 FY24
Forecast		 FY25
Forecast
EPS (cps) xxx - 76.2 - 3.0 xxx
DPS (cps) xxx 0.0 0.0 xxx
EPS Growth xxx N/A N/A xxx
DPS Growth xxx N/A N/A xxx
PE Ratio xxx N/A N/A xxx
Dividend Yield xxx N/A 0.0% xxx
Div Pay Ratio(%) xxx N/A N/A xxx

Dividend yield today if purchased 3 years ago: 0.00%

DIVIDEND YIELD CALCULATOR

Dividend Yield Today On Last Actual Payout :

 0.00

Estimated Dividend Growth
(Average Of Past Three Years)

  %

Amount Invested

 $ 

Tell Me The Dividend After This Many Years
Past performance is no guarantee for the future. Investors should take into account that heavy swings in share price or exceptional circumstances (a la 2009) can have a significant impact on short term calculations and averages
HISTORICAL DATA ARE ALL IN AUD
Copyright © 2024 FactSet UK Limited. All rights reserved
Title 201820192020202120222023
EPS Basic xxxxxxxxxxxxxxx-76.2
DPS All xxxxxxxxxxxxxxx0.0
Sales/Revenue xxxxxxxxxxxxxxx254.4 M
Book Value Per Share xxxxxxxxxxxxxxx46.7
Net Operating Cash Flow xxxxxxxxxxxxxxx391.8 M
Net Profit Margin xxxxxxxxxxxxxxx-111.95 %

EPS Basic

DPS All

Sales/Revenue

Book Value Per Share

Net Operating Cash Flow

Net Profit Margin

Title 201820192020202120222023
Return on Capital Employed xxxxxxxxxxxxxxx-93.13 %
Return on Invested Capital xxxxxxxxxxxxxxx-73.70 %
Return on Assets xxxxxxxxxxxxxxx-10.03 %
Return on Equity xxxxxxxxxxxxxxx-93.13 %
Return on Total Capital xxxxxxxxxxxxxxx-8.41 %
Free Cash Flow ex dividends xxxxxxxxxxxxxxx391.3 M

Return on Capital Employed

Return on Invested Capital

Return on Assets

Return on Equity

Return on Total Capital

Free Cash Flow ex dividends

Title 201820192020202120222023
Short-Term Debt xxxxxxxxxxxxxxx25 M
Long Term Debt xxxxxxxxxxxxxxx74 M
Total Debt xxxxxxxxxxxxxxx98 M
Goodwill - Gross xxxxxxxxxxxxxxx332 M
Cash & Equivalents - Generic xxxxxxxxxxxxxxx71 M
Price To Book Value xxxxxxxxxxxxxxx1.34

Short-Term Debt

Long Term Debt

Total Debt

Goodwill - Gross

Cash & Equivalents - Generic

Price To Book Value

Title 201820192020202120222023
Capex xxxxxxxxxxxxxxx11.7 M
Capex % of Sales xxxxxxxxxxxxxxx4.62 %
Cost of Goods Sold xxxxxxxxxxxxxxx124 M
Selling, General & Admin. Exp & Other xxxxxxxxxxxxxxx164 M
Research & Development xxxxxxxxxxxxxxx-
Investments - Total xxxxxxxxxxxxxxx318 M

Capex

Capex % of Sales

Cost of Goods Sold

Selling, General & Admin. Exp & Other

Research & Development

Investments - Total

EXPERT VIEWS
Display All Commentary

Sentiment Indicator

0.0

No. Of Recommendations

1
BROKER DATE RATING RECOMMENDATION TARGET PRICE % TO REACH TARGET COMMENTARY

Ord Minnett

29/05/2024

3

Hold

$1.05

6.60%

Ord Minnett views EML Payments as better positioned than the last 3-years post the winding down of the problematic Irish reloadable cards business, PCSIL, in January 2024.

Management have repaid most of the debt from this business and started the divestment process of its non-core digital payments business, according to the analyst.

The outlook has improved with the removal on the restrictions on its UK reloadable cards division and the company can refocus on expanding the business notes Ord Minnett. Cost outs are forecast to continue into 2025.

Hold rating and $1.05 target unchanged.

FORECAST
Ord Minnett forecasts a full year FY24 dividend of 0.00 cents and EPS of minus -3.00 cents.
Ord Minnett forecasts a full year FY25 dividend of 0.00 cents and EPS of 3.10 cents.
Access Stockbroker Research History >

EML STOCK CHART

FNArena News on EML

1
Australian Broker Call *Extra* Edition – Mar 25, 2024

Mar 25 2024 - Daily Market Reports
2
Australian Broker Call *Extra* Edition – Mar 08, 2024

Mar 08 2024 - Daily Market Reports
3
Research To Download: Bell Financial, Cash Converters, EML Payments, Freelancer, & More!

Mar 04 2024 - FYI
4
FNArena Corporate Results Monitor – 01-03-2024

Mar 01 2024 - Australia
5
Rudi’s View: Week 3 – Not As Good, But Not Bad

Feb 28 2024 - Rudi's View

Latest Business & Consumer Credit News

1
Judo Answers The Critics

Jan 24 2024 - Small Caps
2
BNPL To Be Regulated In Australia

Jun 01 2023 - Australia
3
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Oct 12 2022 - Small Caps
4
Block Still Paying For Afterpay Acquisition

Aug 11 2022 - Australia
5
Judo Capital Confident in Rates Leverage

Jul 06 2022 - Australia
6
Are Tyro Payments Shares In The Buy-Zone?

Mar 17 2022 - Australia
7
Credit Corp Punching Above Its Weight In US

Feb 04 2022 - Australia
8
In Brief: Omicron Impacts Economy, BNPL Slows

Jan 14 2022 - Weekly Reports
9
Treasure Chest: EML Payments

Nov 25 2021 - Treasure Chest
10
Credit Corp Diversifying Earnings Streams

Nov 09 2021 - Australia